Life & Health
Individual Health Insurance | Small Group | Large Group | Life Insurance/LTD/STD | Contact Us for A Free Quote!.
BSI offers a wide variety of options for health and life insurance as we are licensed with many A rated carriers. Our agents combined bring over 80 years of experience to the agency. With our personalized evaluation, we can recommend the correct option for you as an individual or for your company.
Licensed in several states across the country, BSI knows how to quote and implement benefit plans for its customers. Along with our experience and knowledge, we offer unrivaled personalized customer service.
Individual Health Insurance
BSI can provide individual major medical, dental, and all other supplemental benefits. These benefit helps persons whose employer does not carry major medical insurance or newly graduated college students who may no longer be eligible to be on their parent's policy. We offer a wide array of benefits---from office co-pays and drug cards to catastrophic only coverage. In addition to major medical policies, we also offer short term health insurance for persons in between jobs or needing to fill the gap before becoming eligible for a new policy.
Small Group
BSI can offer major medical, dental and all other supplemental benefits to groups ranging from 2-50 employees. BSI is licensed with several carriers and will evaluate the needs of the business and present several options for the customer to choose from. We have three agents who specialize in our small group plans and have the expertise to guide you through what can sometimes be a confusing process. Our local agents will always be on hand to answer any questions that may arise during and after we secure your medical insurance.
Please also see below how we can offer you additional coverage such as life insurance and long and short term disability.
Large Group
BSI can also offer major medical, self-funded, dental, life, disability, 401k, and all other supplemental benefits to groups with 51+ employees. Our agents have areas of expertise in middle market, alternate funding as well as voluntary benefits. With combined group premiums of over 20 million, BSI has developed into a sizeable company reputable enough to be recognized as a preferred agency with many of its carriers. BSI has not however, lost the small agency atmosphere that provides exemplary service to its clients.
If the business employs hourly workers, we can provide major medical insurance to owners and management, and provide one of our Limited Medical Plans to the hourly workers.
BSI also can administer your COBRA coverage for your company to keep you in compliance with federal laws. Any company with over 20 employees must provide COBRA information to employees who resign or are terminated from the company.
Please also see below how we can offer you additional coverage such as life insurance and long and short term disability.
Life Insurance
As an individual, we offer term, whole and universal life. We can give preliminary quotes over the phone in less than five minutes up to the desired amount requested by the client.
As a business owner, we offer Key-Man, Buy-Sell, Non-Qualified Plans and Deferred Compensation policies. Our staff at BSI can determine the best option for your company and situation.
Long Term and Short Term Disability
We can write Short and Long term disability for an individual or business. As an individual, this can be a valuable asset if you are self employed or are not offered this benefit though your employer.
For the business owner, we can design a plan that offers life insurance as well as short term and long term disability to your employees. This is a valuable benefit to offer to attract and retain outstanding employees. With BSI's experience in this field, we can customize an affordable plan that provides the maximum benefits for the minimum premium.
Contact Us
Please complete this form for a free quote or call us directly at 800-382-2044
Click here for our offices located in Greenville, Easley, Spartanburg and Columbia, SC
